Alfa Funding offers no data on its web site about who owns or runs the corporate.
In truth as I write this, Alfa Funding’s web site area is nothing greater than an affiliate signup/login type:
What we do get is a hyperlink to a “paper”, in both Spanish or English (Alfa Funding’s web site defaults to Spanish).
Within the doc we get a blurry UK incorporation certificates and CEO “Mauricio Mosquera”.
No details about Mosquera is offered. Outdoors of Alfa Funding Mosquera, as represented in firm advertising, doesn’t exist.
Whoever is enjoying Mosquera has put in not less than one video look, in order that does rule out a inventory photograph.
Alfa Funding’s UK incorporation in the meantime is a purple flag.
An MLM firm working or claiming to function out of the UK is a purple flag.
UK incorporation is filth low cost and successfully unregulated. On high of that the FCA, the UK’s high monetary regulator, don’t actively regulate MLM associated securities fraud.
In consequence the UK is a popular jurisdiction for scammers seeking to incorporate, function and promote fraudulent corporations.
For the aim of MLM due-diligence, incorporation within the UK or registration with the FCA is meaningless.
Alfa Funding’s web site area (“alfainvestment.capital”), was first registered in December 2021. The personal registration was final up to date on Might ninth, 2022.
As per SimilarWeb monitoring, visitors to Alfa Funding spiked in Might 2022. 100% of Alfa Funding’s web site visitors is attributed to Ecuador.
It follows that whoever is working Alfa Funding is thus additionally possible primarily based out of Ecuador, or on the very least has ties to the nation.
As at all times, if an MLM firm isn’t overtly upfront about who’s working or owns it, assume lengthy and laborious about becoming a member of and/or handing over any cash.
Alfa Funding’s Merchandise
Alfa Funding has no retailable services or products.
Associates are solely in a position to market Alfa Funding affiliate membership itself.
Alfa Funding’s Compensation Plan
Alfa Funding associates make investments funds on the promise of a 30% ROI, paid for ten consecutive months.
Alfa Funding presents twelve funding tiers:
- make investments $100 and obtain $300 a month
- make investments $300 and obtain $900 a month
- make investments $500 and obtain $1500 a month
- make investments $1000 and obtain $3000 a month
- make investments $2000 and obtain $6000 a month
- make investments $3000 and obtain $9000 a month
- make investments $5000 and obtain $15,000 a month
- make investments $10,000 and obtain $30,000 a month
- make investments $20,000 and obtain $60,000 a month
- make investments $30,000 and obtain $90,000 a month
- make investments $40,000 and obtain $120,000 a month
- make investments $50,000 and obtain $150,000 a month
Though returns are calculated month-to-month, Alfa Funding pays them out pro-rata each day.
The MLM facet of Alfa Make investments pays on funds invested by recruited associates.
Alfa Funding Affiliate Ranks
There are ten affiliate ranks inside Alfa Funding’s compensation plan.
Together with their respective qualification standards, they’re as follows:
- Affiliate – join as an Alfa Funding affiliate and make investments
- Topaz – make investments not less than $500 and generate $50,000 in downline funding quantity
- Amethyst – make investments not less than $1000, generate $150,000 in downline funding quantity and recruit 4 Topazs
- Sapphire – make investments not less than $2000, generate $250,000 in downline funding quantity and recetuit 2 Amethysts
- Ruby – make investments not less than $5000, generate $500,000 in downline funding quantity and recruit 2 Sapphires
- Emerald – make investments not less than $10,000, generate $1,000,000 in downline funding quantity and recruit 2 Rubys
- Diamond – make investments not less than $20,000, generate $5,000,000 in downline funding quantity and recruit 5 Emeralds
- Blue Diamond – make investments not less than $50,000, generate $10,000,000 in downline funding quantity and recruit 2 Diamonds
- Pink Diamond – keep a $50,000 funding, generate $20,000,000 in downline funding quantity and recruit 2 Blue Diamonds
- Black Diamond – keep a $50,000 funding generate $40,000,000 in downline funding quantity and recruit 2 Pink Diamonds
Referral Commissions
Alfa Make investments pays referral commissions through a unilevel compensation construction.
A unilevel compensation construction locations an affiliate on the high of a unilevel group, with each personally recruited affiliate positioned instantly underneath them (degree 1):
If any degree 1 associates recruit new associates, they’re positioned on degree 2 of the unique affiliate’s unilevel group.
If any degree 2 associates recruit new associates, they’re positioned on degree 3 and so forth and so forth down a theoretical infinite variety of ranges.
Alfa Make investments caps payable unilevel group ranges at 5.
Referral commissions are paid as a proportion of funds invested throughout these 5 ranges as follows:
- degree 1 (personally recruited associates) – 10%
- ranges 2 to five – 2.5%
Residual Commissions
Alfa Funding pays a 5% residual commissions as a proportion of returns paid to downline associates.
The identical unilevel group is used (see “referral commissions” above), capped at seven ranges of recruitment.
Accomplice Bonus
Diamond and better ranked Alfa Funding associates qualify for a Accomplice Bonus:
- Diamonds obtain a 1% month-to-month Accomplice Bonus
- Blue Diamonds obtain a 2% month-to-month Accomplice Bonus
- Pink Diamonds obtain a 2.5% month-to-month Accomplice Bonus
- Black Diamonds obtain a 3% month-to-month Accomplice Bonus
The Accomplice Bonus is made up of company-wide funding quantity.
It’s unclear whether or not Alfa Funding has one 3% pool or separate rank-specific 1% to three% smaller swimming pools.
Rank Achievement Bonus
Alfa Funding rewards associates for qualifying at Topaz and better with the next one-time Rank Achievement Bonuses:
- qualify at Topaz and obtain a “newest model” iPhone
- qualify at Amethyst and obtain a “newest model” MacBook Professional
- qualify at Ruby and obtain a Cartier watch
- qualify at Emerald and obtain “a automobile (valued at) as much as $30,000”
- qualify at Emerald with $2,000,000 in downline funding quantity and obtain an “Xcaret journey 5 days and 4 nights for two folks”
- qualify at Diamond and obtain “a visit to Dubai 7 days and 6 nights for two folks”
- qualify at Blue Diamond and obtain a “home (valued at) as much as $150,000”
Becoming a member of Alfa Funding
Alfa Funding affiliate membership is free.
Full participation within the hooked up earnings alternative requires a minimal $100 funding.
Alfa Funding Conclusion
Alfa Funding represents it generates exterior income through “PPP Excessive Yield Monetary Packages”.
PPP Excessive Yield Monetary Packages provide unequalled returns at zero threat.
In truth, these PPP packages have been utilized by buyers, corporations and public entities for greater than 60 years to finance all types of large-scale founder initiatives.
These PPP packages aren’t well-known as a result of they aren’t massively promoted and due to the excessive capital required to entry them.
In truth, historically, the minimal capital to enter considered one of these packages is $100 million or equal in monetary devices.
Even should you purchase into that nonsense, Alfa Funding’s enterprise mannequin fails the Ponzi logic take a look at.
30% a month? If we take $100 million and make investments that at 30% a month, compounded that turns into $482 million in six months.
No one is supplying you with entry to that free of charge.
If that ROI was in any means legit and in a position to be achieved constantly month after month, Mauricio Mosquera or whoever he’s would maintain it for himself.
Because it stands the one verifiable income coming into Alfa Funding is new funding.
Utilizing new funding to pay associates 30% a month makes Alfa Funding a Ponzi scheme.
As with all MLM Ponzi schemes, as soon as affiliate recruitment dries up so too will new funding.
This can starve Alfa Funding of ROI income, ultimately prompting a collapse.
The mathematics behind Ponzi schemes ensures that once they collapse, the vast majority of members lose cash.
Replace twenty eighth June 2022 – Inside just a few hours of this overview going reside, the Alfa Funding webinar that includes Mauricio Mosquera was made personal.
I had offered a hyperlink to the webinar however have now eliminated it.
